The United States Constitution provides a method whereby individuals, burdened by excessive debt, can obtain a “fresh start” and pursue productive lives unimpaired by past financial problems. Bankruptcy is an important alternative for persons strapped with more debt and stress than they can handle. Chapter 7 is designed for those experiencing a financial hardship and

A quick google search on the topic “File Chapter 7 Bankruptcy Without Lawyer” shows a number of results that cautions against filing bankruptcy without a lawyer. The primary reason for the caution is because of what are called exemptions. Exemptions allows one to retain property or the equity that exists in property without liability. Once

Chapter 7 bankruptcy is a chapter under Title 11 of the United States Code that allows individuals to obtain debt relief through liquidation of assets. Chapter 7 bankruptcy is designed for those experiencing a financial hardship and do not have the ability to pay a portion or all of their existing debts. What will a